259 Washington Street
      P.O. Box 1599
      Gloucester, MA 01931-1599
      (978) 281-4770
      Fax (978) 281-6945
      Maintenance Only-After Hours:
      (978) 750-1135
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CAPE ANN HOMEOWNERSHIP CENTER

 

The GHA is proud to support Cape Ann area families that want to pursue the American Dream of owning their own home. In 2004 the GHA established the Cape Ann Homeownership Center to provide educational opportunities that promote responsible and sustainable homeownership.

 

Our Homeownership Center currently offers the following programs:

 

Pre-purchase & Post-purchase Counseling

The GHA has received the Massachusetts Homeownership Collaborative Seal of Approval for its pre-purchase homeownership counseling program. Certificates earned in a 4-night workshop are entry into MassHousing & MHP loans, down payment assistance grants and home lotteries. One-on-one sessions by appointment cover individual homeownership needs including budget and credit counseling and foreclosure prevention. Our post-homeownership courses are approved for households receiving MHP soft-second mortgages and they will help you navigate through issues once you’ve moved into your new home.

 

Sub-prime Mortgage Counseling

Massachusetts State Law now requires that individuals obtaining a sub-prime mortgage receive counseling by a Division of Banks (DOB) certified agency prior to closing on their loan. The GHA is proud to be the region’s only DOB certified agency.

 

Foreclosure Prevention

Do you have an adjustable rate mortgage or are you afraid of foreclosure? The GHA has free one-on-one counseling for households struggling to maintain homeownership. No question is too small, so please give us a call.

 

Section 8 Homeownership Option

This unique HUD funded program, assists qualified very low income households convert their rental assistance into mortgage assistance.

 

Affordable Housing Lotteries

The GHA currently monitors the affordability of several Chapter 40B properties on Cape Ann and conducts lotteries to select income qualified purchasers for initial and subsequent sales. Information on our lotteries is posted in the news section below. Other lotteries can be found at www.chapa.org

 

Affordable Homeownership Development Program

Over a dozen single-family homes and condominium units have been built under this innovative program. We are always looking for donations of land.

 

Please contact our Homeownership Specialist, Robert Dumais, at (978) 281-4770 for additional information on any of the above programs.

 

HOMEOWNERSHIP EDUCATION NEWSClick the open link to open any of the notices listed below.

 Description  
 Registration On Line Homebuyer Class Open
 Haven Terrace Affordable Condo Open
 Granite St. Affordable Condo Open
 GHA On Line Class Announcement Open
 Registration Homebuyer Class-October, 2017 Open
 Flyer Homebuyer Class-October, 2017 Open

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